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Tips for buying a new car

Buying a brand-new car is an exciting prospect, but it can also be a daunting process filled with important decisions. With so many options available, from financing plans to fuel types, it’s important to do your research to ensure you make the right choice for you.

In this article, we’ll look at the key considerations and provide expert tips for buying a new car with confidence.

Car driving down the road during sunset

DECIDE YOUR NEW CAR BUDGET

Before you start browsing showrooms or online listings, you’ll need to set a realistic budget. Here’s what you need to consider:

  • The Car: It’s easy to be sidetracked by a sleek design or the latest tech features, but make sure the car you buy fits within your financial budget.
  • Payment options: Will you be paying in cash, or do you need finance? Explore options such as Hire Purchase (HP), Personal Contract Purchase (PCP), or leasing to find the best fit for your financial situation.
  • Running costs: The cost of car ownership extends beyond the purchase price. You’ll need to factor in expenses such as fuel costs, insurance, road tax, MOT, servicing, and repairs.

CHOOSING THE MODEL OF YOUR NEW CAR

Selecting the right car involves more than just what it looks like. Think about your lifestyle, driving needs, and running costs:

  • Lifestyle: Do you need a small run-around for city commutes, a more luxurious drive for long journeys, or an SUV for family road trips?
  • Fuel: Petrol, diesel, hybrid, or electric? Consider how the different engines will work for your typical commute. Are EV charge points easily accessible, for example?

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RESEARCHING YOUR NEW CAR

Once you have a shortlist of makes and models, it’s time to do some research:

  • Independent car reviews: Read trusted, unbiased reviews online and in auto magazines.
  • Choose a seller you trust: Remember, it’s not just about the best price but also about getting excellent after-sales care.
  • Depreciation: Some cars hold their value well, while others depreciate quickly. Consider whether this will be an issue if you plan to sell in a few years.
  • Insurance: Usually, the more expensive the car, the higher your premium. Shop around for the best quote.
  • Features: Look at features available, such as in-car tech, safety enhancements, and fuel economy.
  • Best time to buy: The end of the year is often the cheapest time to buy a car, as well as during plate-changing periods. Does this fit with your schedule?

TEST DRIVING YOUR NEW CAR

A test drive is a crucial step in the car-buying process. Here’s how to make the most of it:

  • Get a demonstration: Ask the salesperson to talk you through the car’s features and how they work.
  • Make adjustments: Alter the seat and steering wheel position to suit your driving comfort. Check the boot, open the windows, and test the heating and air conditioning.
  • Drive on different roads: Test the car on motorways, city streets, and country lanes. Don’t feel rushed.
  • Bring a second opinion: Ask a friend or family member to join you to offer a passenger’s perspective.
Person driving a new car

FINANCING YOUR NEW CAR

Financing is often an important part of buying a new car. Make sure you explore all options:

  • Secure your funds: Whether taking out a loan or using dealer financing, ensure you can afford the repayments.
  • Negotiate: Ask about free add-ons such as accessories, extended warranties, or a full tank of fuel.
  • Part exchange your old car: Get a fair valuation for your current car to reduce the cost of your new one.

POST-PURCHASE CAR CHECKS

Once you’ve bought your new car, there are a few final steps to complete before driving away:

  • Sales contract: Ensure it is signed by both parties and that you have a copy.
  • Check the mileage: It shouldn’t have more than approximately 150 miles on the clock.
  • Thoroughly inspect your new car: Look for scratches, dents, or defects.
  • Verify registration: The dealer needs to register your car with the DVLA.
  • Gather all documents: Make sure you receive the V5C (logbook), service booklet, car manual, and warranty details.
  • Get car insurance: You cannot legally drive a car without valid insurance.

FORAY MOTOR GROUP CAN HELP YOU BUY A NEW CAR

At Foray Motor Group, we understand that buying a new car is a big decision and we hope these tips on buying a new car have helped you start the process!

Our experienced team is here to help guide you through the process, offering expert advice, competitive finance options, and a wide selection of new cars to suit every need.

Visit our showrooms or explore our new cars online today!

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