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Found a used vehicle you love? With MotoNovo Finance available through Foray, you can spread the cost of your vehicle with a finance agreement tailored to your budget.
MotoNovo offers two finance options: Hire Purchase (HP) and Personal Contract Purchase (PCP).
You can explore our used vehicle stock, view an individual finance example and adjust the figures to suit your budget before applying online.
A straight forward route to owning your used vehicle.
With Hire Purchase, you spread the cost of your vehicle through fixed payments over an agreed term.
HP can be a good choice if your priority is owning the vehicle at the end of your agreement.
Lower monthly payments with more flexibility at the end.
PCP spreads the cost of your vehicle through an agreed term and includes a final balloon payment, known as the Guaranteed Minimum Future Value (GMFV).
Because part of the vehicle's cost is deferred until the end, monthly payments can typically be lower than with Hire Purchase.
At the end of the agreement, you can:
Keep it
Pay the final balloon payment and purchase fee to own the vehicle.
Change it
Use the vehicle as a part-exchange towards another vehicle, subject to the terms of your agreement.
Return it
Return the vehicle, subject to the agreed mileage, fair wear and tear requirements and the terms of your agreement.
The finance rate and final decision are determined by MotoNovo Finance following assessment of your application. Our team is here to help you understand your options and make the process as straightforward as possible.
Browse our used stock and see the finance options available on the vehicles you're interested in.
Finding and financing your next used vehicle is simple.
1. Browse our used stock
Find a car or van that suits you.
2. Check your finance example
View the finance example on the vehicle's description page and adjust the figures based on your budget and credit circumstances.
3. Apply online
When you're happy with the figures, complete the secure online finance application.
4. MotoNovo reviews your application
Your application is sent securely to MotoNovo Finance, who assess your application and make the finance decision.
5. Complete your purchase
Once your finance has been approved, our team will contact you to arrange the next steps and answer any questions.
Prefer to speak to someone first? You can also contact our team directly to arrange an appointment. If you have a vehicle to part-exchange, we can provide an appraisal and valuation.
