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Did you know that if your vehicle is written off as a total loss through an accident, fire, theft or adverse weather conditions, most motor insurance companies would only pay out the current market value of your vehicle, and not the original purchase price of your vehicle when you bought it?
Ford Asset Protection is designed to protect you against any financial loss you may encounter should your vehicle be written off.
Ford Asset Protection provides an exceptionally high level of cover and has received the top 5-star rating by Defaqto, the UK's leading independent financial services rating agency. This can be confirmed on Defaqto's comparison website.
If your vehicle is written off and a settlement offer is made by your motor insurer (or 3rd party through an accident management company), we could pay you the difference between the amount you paid out by the motor insurer (or 3rd party through an accident management company) and the original purchase price you paid for your vehicle.
If your vehicle is subject to a finance agreement and the early settlement amount is greater that the original purchase price you paid for your vehicle then we will pay you the difference between the amount paid out by your motor insurer (or 3rd party through accident management company) and the finance early settlement amount. Any payment will be paid directly to the finance company on your behalf, and if there are excess funds, these will be sent to you directly.
If your vehicle is subject to a lease or contract hire agreement we could pay the difference between the amount paid out by the motor insurer and the early termination charge from the lease or contract hire company, as well as the original up-front payment you made in the form of rentals paid in advance.
Whether you have purchased your vehicle on finance on not, Ford Asset Protection could return you to the original position you were in when you first purchased your vehicle.
