Foray Motor Group – Ford Car Dealers

Ford Motability

 

Motability is a national charity helping disabled people, their families and carers become mobile. Ford have supplied over half a million Motability vehicles to date, and in 2009 Ford were awarded the schemes Best Manufacturer award with annual Motability registrations over 10,000.

There are two finance examples available: Contract Hire and Hire Purchase. Each scheme offers different payment agreements depending on your preference to either lease a vehicle over a three year period (Contract Hire), or with a view to owning your vehicle at the end of your finance agreement (Hire Purchase).

Contract Hire

Assign your allowance to Motability and get a brand new car every three years. Your allowance covers most of the running costs. All you have to do is fill your car with fuel.

Your agreement includes:

• A brand new Ford of your choice every three years
• Insurance, loss and damage protection, personal accident cover for named drivers and passengers
• Servicing, maintenance and repairs at your Ford Dealer
• Full breakdown assistance from the RAC
• Window and windscreen replacement at no extra cost
• A 60,000 mile allowance during the three years
• Free replacement tyres fitted by Kwik-Fit
• The most popular adaptations arranged through your Motability accredited Ford Dealer

There are many vehicles available at no additional cost to your allowance, but if you do want a higher specification vehicle or one of our larger cars, you will need to pay an additional one-off ‘Advance Payment' when you sign for your new vehicle.

Hire Purchase

You'll prefer the Hire Purchase scheme if you would rather own your car, rather than replace it every three years. You make a one-off payment, worked out between you and your Ford Dealer at the beginning of the term, and then use your HRMC-DLA to finance the balance. At the end of the term, you own the car.

With this option, you can take advantage of any discounts or promotions being run by Ford and Foray Motor Group when you sign for your new vehicle. Foray Motor Group will make all the necessary arrangements to transfer your allowance to pay for your car. Of course, you have to organise the insurance, breakdown cover, tax discs, servicing and repairs, just like for any other private car.

The difference between Contact Hire and Hire Purchase:

 

	Contract Hire	Hire Purchase
Period of Agreement	3 years	3, 4 or 5 years
Vehicle Ownership	Motability Operations Ltd	You at the end of the agreement
Vehicle Insurance	Fully comprehensive cover is included in the agreement	Arrange by you, at your own expense
Loss of use insurance cover	Included in the agreement	Arranged by you, at your own expense
Servicing and Maintenance	Paid for by Motability Operations Ltd to the servicing dealer	Arranged by you, at your own expense
Excess Mileage	You are charged for mileage in excess of 20,000 miles per annum	No restrictions
Adaptations	These can be left on the vehicle or removed at your own expense	No restrictions
Vehicles available	Vehicles listed on the current Motability price list	Any vehicle from the Ford range
Breakdown Cover	3 years roadside assistance	Check with the dealer
Advance payment / deposit	Advance payment, if applicable, as per current Motability price list	Deposit, if applicable, dependent on finance / vehicle
VAT at zero rate	Yes – the figure published already incorporates this allowance (Motability Operations Limited claim from Inland Revenue)	No – unless substantially and permanently adapted.